Terms and Conditions

1. Agreement to Terms

By accessing or using The Merit Co™ ("the Platform"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the Platform.

2. Use License

Permission is granted to temporarily access and use the Platform for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the Platform
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

3. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password and for all activities that occur under your account.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4. Free Guide and Newsletter Subscription

When you request our free guide by providing your email address, you consent to:

• Us storing your email address in our database
• Being subscribed to our newsletter and receiving marketing communications from us
• Receiving the free guide via email

You can unsubscribe from our newsletter at any time by clicking the unsubscribe link in our emails or by contacting us directly. However, unsubscribing from the newsletter will not affect your ability to access the Platform or use our services.

5. Content

Our Platform allows you to access, view, and download certain content. You retain ownership of any content you submit, post, or display on or through the Platform. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute such content.

6. Prohibited Uses

You may not use the Platform:

• In any way that violates any applicable national or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the company, a company employee, another user, or any other person or entity
• In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful

7. Intellectual Property

The Platform and its original content, features, and functionality are and will remain the exclusive property of The Merit Co™ and its licensors. The Platform is protected by copyright, trademark, and other laws.

8. Disclaimer

The information on this Platform is provided on an "as is" basis. To the fullest extent permitted by law, The Merit Co™ excludes all representations, warranties, conditions, and terms relating to our Platform and the use of this Platform.

9. Limitation of Liability

In no event shall The Merit Co™, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Platform.

10. Termination

We may terminate or suspend your account and bar access to the Platform immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

11. Governing Law

These Terms shall be interpreted and governed by the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Email: nikita@themerit.co